What Bank Does Target Credit Card Use?

Credit Cards with a Specific Purpose National Target Bank is the issuing institution for both the Target Red Card and the Target Red Card Visa. Two credit cards are available: one is a Target Store credit card, while the other is a conventional reward Visa card. The following are brief explanations of each of these playing cards.

Target Credit Card and Target Mastercard are RedCard credit cards offered by TD Bank USA, N.A., a subsidiary of TD Bank. Target Corporation is the company that issues the RedCard debit card.

Where can I use the Target REDcard or Target MasterCard?

As private-label or closed-loop cards, the Target RedCard and Target debit cards can only be used at Target shops and on the Target website. The Target Mastercard, on the other hand, may be used at any merchant that accepts the Mastercard payment method.

Where can I use my Target Debit card?

Target gift cards may be redeemed at any Target store (brick-and-mortar and online). The Target RedCard entitles you to a 5 percent discount on all purchases as well as free two-day delivery. The Target debit card is connected to your checking account through a third-party service. The APR on the Target RedCard is approximately 23 percent, which is quite high.

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