Which Bank Is Best For Personal Loan?

Best Bank Loans 2021: Compare Personal Loans From Banks

  • Marcus: Best for flexible payments.
  • LightStream: Best for low rates.
  • Discover: Best for debt consolidation.
  • HSBC: Best for fast funding.
  • PNC: Best for joint borrowers.
  • Wells Fargo: Best for large loan amounts.
  • American Express: Best for Amex cardholders.

Which bank gives personal loan easily?

HDFC Bank customers can get Personal Loans with minimal or no documentation. In fact, if they are pre- approved for a Personal Loan, they can easily apply for it. Lower interest rates: Interest rates on Personal Loans are lower than other sources.

How much loan can I get on my salary of 15000?

A: A salary of Rs. 15,000 generally falls in the category of a low-income borrower group. So, an instant personal loan app with a maximum approval amount of 1.5 Lakhs can be availed by the borrower with a starting salary of Rs. 15,000.

Which bank has the easiest personal loan approval in India?

Personal Loan Banks

  • State Bank of India (SBI) SBI Saral – Personal Loan is the answer when you need finances.
  • ICICI Bank. ICICI Bank Personal Loans are easy to get and absolutely hassle free.
  • Standard Chartered.
  • Axis Bank.
  • TATA Capital.
  • Reliance Consumer Finance.
  • HDB Financial Services.
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Which loan has the highest interest rate?

Payday loans have high fees that can equate to annual percentage rates, or APRs, of around 400% — much higher than personal loan APRs, which average around 10% to 11% for a 24-month term, according to the Federal Reserve.

How much loan can I get from government?

You can borrow up to Rs. 25 lakhs under the facility of personal loan for government employees. Attractive rate of interest starting at 11.99%. Choose repayment tenures anywhere between 12 months and 60 months as per your convenience.

Can we take loan on Aadhar?

You can apply an instant loan on Aadhaar card online by filling out an application form and submitting e-KYC document. This helps the bank verify your identity with the details such as Aadhaar card number, biometric details, name, gender, address, date of birth and photograph, which UIDAI maintains.

What is the minimum salary for personal loan in HDFC Bank?

The minimum income for a salaried employee should be at least ₹ 25,000 per month to secure a personal loan from HDFC Bank.

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